All-on-4® dental implants can support a denture, improve comfort, and prevent it from moving around. Unlike a denture that snaps onto two implants, four implants add stability. The average cost of All-on-4 dental implants in the U.S. is $20,000. Your price may be lower or higher depending on your dentist’s location and average fees in the area, your dentist’s expertise, and your unique case. If you are considering getting All-on-4 dental implants, you may wonder if insurance will cover it.

Will Insurance Cover All-on-4 Dental Implants?

Although no insurance plan will cover the entire cost of All-on-4 dental implants, some plans pay a percentage of the price. For example, an insurance plan may pay 30 to 50 percent of the cost, but have an annual or lifetime maximum, which may be $5,000. Basic coverage dental insurance plans do not include dental implants. You will find coverage in higher-tiered or premier plans.

What Can You Expect with Insurance for All-on-4 Implants?

Even if you have a dental insurance plan that offers some coverage toward dental implants, it may have limitations, including:

• Waiting periods before you can get implants
• Annual maximums
• Lifetime maximum
• Deductibles
• Pre-existing condition exclusions, such as missing teeth

Plan to Pay for Dental Implants

Check with your dental insurance company to ask about plan benefits for dental implants. Some dental offices offer in-house financing or payment plans or partner with health care credit card companies like CareCredit®. If you plan to switch insurance plans, consider all your needs—not just dental implants—and compare the pros and cons.

If you are interested in All-on-4 dental implants, schedule a consultation with a skilled implant dentist to determine whether you are a candidate. The dentist will explain payment options and ways to make care affordable.

Sugar Land, Texas, dentist Dr. Siny Thomas sponsors this post.